FInancing

What Is a Buy-Here, Pay-Here Auto Loan?

While you’ve probably heard about buy-here, pay-here auto loans, you may not know exactly how they work. Maybe you’re familiar with how they work, but you’re not sure if they’re a sound financial decision. Let the professionals at Joe’s Auto Sales help! We’ll explain what a buy-here, pay-here auto loan is, and how it can help you rebuild your credit.Car Dealer = Finance CompanyWhen you get a buy-here, pay-here loan, also known as a bad credit car loan, you are arranging an auto loan through the car dealership, which serves as the finance company. This is helpful because you don’t have to get a pre-approved loan from a separate finance company or bank. Financing isn’t guaranteed but typically, if you have an address and a steady income, you’ll most likely be approved.Quick and Easy ApprovalThe approval process at Joe’s is quick and easy. Other lenders in the Indianapolis area can … Continued

How Do I Buy and Maintain a Vehicle When I Have Bad Credit?

When you’ve had financial trouble that has led to poor credit history, purchasing a vehicle can seem almost impossible. At Joe’s Auto Sales, we’ve made it more than possible for thousands of people to own vehicles, even when poor credit has been an issue. Still not convinced? Read below to find out how we can make the dream of car ownership a reality for you.Bad Credit? No ProblemOur motto is “Everyone Rides at Joe’s!” We stand behind that statement by offering affordable and reliable vehicles for everyone, even those with a tainted credit history. In fact, we specialize in helping car owners rebuild their credit history through our convenient financing options.Flexible Payment PlansWith Joe’s flexible payment plans, you can select a payment option that fits your budget. Making regular payments that suit your lifestyle will help you get back in control of your finances. Choose from the following payment plans … Continued

3 Ways to Rebuild Your Credit with Joe’s Auto Sales

Purchasing a used vehicle can be seriously overwhelming when trying to do so with bad or no credit. A vehicle is a necessity. You need to get to work, run errands, drop your kids off at school, and several other tasks that require transportation. Located in Indianapolis, Joe’s Auto Sales specializes in processing loans for customers who currently struggle with poor financial credit. When you purchase a vehicle from us, not only will you receive a high-quality vehicle, you will also be on your way to rebuilding your credit and providing financial security for you and your family. 1. Quick and Easy Pre-Approval Our team can support you in rebuilding your credit by helping you apply for a buy-here-pay-here loan for your next used car or used truck. A type of loan like this will place you on a fast track towards strong financial credit. Our goal is to get … Continued

3 Reasons to Buy a Used Vehicle from Joe’s Auto Sales

Purchasing a used vehicle can be a frustrating and overwhelming task, but it doesn’t have to be that way. As a family-owned business for more than 20 years, Joe’s Auto Sales provides budget-friendly and trustworthy vehicles to our many customers in the Indianapolis area. We are glad to make the entire process simple for you.1. Wide Selection of VehiclesIf you’re unsure of what you’re looking for in transportation, Joe’s can help. We have a wide range of vehicles you can browse, including both foreign and domestic. Some of our vehicles are as new as 2017. We update our stock often, adding pre-owned vehicles to our inventory almost every day. Whether you want a car, truck, SUV, or motorcycle, both of our Indianapolis locations are filled with a wide variety of dependable and well-maintained vehicles.2. Quick and Easy FinancingAlthough you may be plagued with poor credit, that doesn’t limit your vehicle-purchasing options. … Continued

Bad Credit? No Problem with Financing Options from Joe’s Auto Sales

Purchasing a used vehicle with poor credit can be a frustrating and aggravating process. Maybe you’ve applied for bad credit auto loans in the past and don’t want to face that kind of rejection again. Maybe you’re trying to rebuild your credit but no one has given you that chance yet. That’s why the friendly team at Joe’s Auto Sales is committed to providing affordable rates, honest service, and high-quality used cars to all of our customers, regardless of your credit situation. We do our best to make the process simple and straightforward, giving you a chance to finally own a vehicle again.

How to Find the Right Car for You

Buying your first car can be an incredibly exciting time, but also a potentially stressful one. Working with a seller you can trust is always a good first step. At Joe’s Auto Sales, you can be sure that you will see a wide variety of cars for the right price, and unmatched financing possibilities for every buyer. Trying to decide what kind of car to purchase, however, can leave you asking countless questions. Below are three that you’ll need to consider when looking for a car.

5 To-Do’s before Buying a Used Motorcycle

Buying a motorcycle is a significant investment that should not be taken lightly. There is a great deal of research to do especially when you plan to buy a used motorcycle. Joe’s Auto Sales has a huge inventory of used motorcycles and our professional team can guide you through the process. Before you stop in and see us, here are a few items to consider when making a purchase.

Joe’s Makes Buying a Used Car Easy

Buying a quality used car is an economical and accessible idea that makes a lot of sense for many people. But all too often, people are reluctant to do just that out of fear of rejection for bad or no credit, not having enough money, or even just the long-term hassle of buying a vehicle. Here at Joe’s Auto Sales East, however, we do things a little bit differently. Our payment program is designed around accessibility, affordability, and flexibility, putting the customer front and center and cutting out all of the paperwork, questions, and other hassles that often goes hand in hand with buying a new vehicle. Here’s what sets Joe’s Auto Sales East apart from the competition and makes buying a used car simple and affordable.

Buy Your Dream Vehicle This Summer

It’s hard to believe, but summer is right around the corner.So why not treat yourself to finally buying your dream vehicle and hit the road? Here at Joe’s Auto Sales East, we make it all as easy as a warm summer breeze. Our vast selection of quality used vehicles, simple and accessible financing options, and commitment to customer satisfaction have helped us become the premier used-vehicle dealership in the Indianapolis area since 1992. Here’s a quick look at how we can help you finally buy the vehicle of your dreams just in time for summer.

What Sets Joe’s Auto Sales East Apart

It seems like used car dealerships are a dime a dozen these days. Each one claims to have the best deals around and go the extra mile for its customers. But here at Joe’s Auto Sales East, we pride ourselves on actually doing things differently compared to what other used car dealerships are doing – and thriving doing just that. We truly believe that “Everyone rides at Joe’s” and make a point to always live up to our motto that helped us become Indianapolis’s leading used vehicle dealership since 1992. In addition, we make a point to offer the widest vehicle selection around and offer top-notch vehicle servicing nearby. Here’s just a quick yet detailed look at what sets us apart from other used car dealerships out there.