Don’t worry about your past credit issues: here at Joe's Auto Sales, it’s easy to get approved. When you fill out our online credit application, you’ll know within minutes whether or not you qualify for one of our buy-here-pay-here loans. Once approved, we’ll work with you to find a vehicle and determine a convenient payment plan that fits your budget. Contact us at (317) 405-8545 (East Location) or (317) 756-9180 (South Location) to learn more about the process.

Credit issues? Don’t worry. Everybody rides at Joe’s.

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Rebuild Credit with a Bad Credit Car Loan

Used car loans can be an integral part of rebuilding a low credit score. With affordable financing and reasonable rates on bad credit car loans, Joe's Auto Sales can help determine a monthly payment that fits within your budget. Since “positive events” such as on-time car loan and mortgage payments affect a credit score longer than “negative events” such as overdue bills, having a reoccurring bill and paying it on time every month helps build credit. While it may seem counter intuitive to borrow more money when your credit is low, a bad credit loan can be the first step toward recovering your credit score.

Unlike other lenders in Indianapolis that take hours or even days to process a credit application, Joe's Auto Sales can let you know whether or not you qualify for a bad credit auto loan within minutes, especially if you begin the process online.

Choosing Joe's Auto Sales

With over 20 years of serving customers in Indianapolis, Indiana, we’ve perfected our bad credit auto loan services. Affordable rates, honest service, and high-quality used cars set us apart from other auto lenders in the area. With instant credit checks, buy-here-pay-here loans, bad credit car loans and a hardworking staff that wants to help finance you into the driver’s seat of a new car, we can truly say that “Everyone rides at Joe’s.” Our service doesn’t end after you drive off the lot, either, since we provide auto maintenance services as part of our payment and service plan.

For more information about bad credit car loans in Indianapolis, contact us today at (317) 405-8545 (East Location) or (317) 756-9180 (South Location), read our frequently asked questions, or get qualified for a loan today by filling out the credit application above. If you already have a loan with Joe's Auto Sales, making a payment online is simple.