When it’s time to buy a new vehicle, it can be difficult if you have poor credit. Maybe your family is growing and you need more space in your vehicle. Perhaps your vehicle is costing more to repair than what it’s worth. Whatever your reason for needing a new vehicle, Joe’s Auto Sales will help you purchase a vehicle and rebuild your credit at the same time. Learn more about our four-step loan approval process below.

4 Steps to Quick and Easy Loan Approval at Joe's

1. Choose a Vehicle

The first step to getting approved for a loan at Joe’s is to decide which vehicle you want to purchase. We do our best to get you into the vehicle you need, whether it’s a reliable car for driving to and from work or a family vehicle for after-school sports, dance lessons, or carpool. We have a wide range of used vehicles to choose from, including cars, trucks, motorcycles, vans, and SUVs.

2. Complete an Application

We make it convenient for you to fill out your loan application. Simply begin by filling out our online credit application. Within minutes, you should know if you qualify for one of our buy-here-pay-here loans. When you come to our Indianapolis location to take your potential vehicle for a test drive, we can finish the loan application process.

3. Review Payment Options

At Joe’s, we provide several different payment plans to help our customers with bad credit to buy a vehicle. We offer weekly, bi-weekly, or monthly payment plans. Plus, you can either make your payment via phone, online, by mail, or in person. At this point, we also let you know about our service department that offers special discounts and interest-free loans for borrowers.

4. Ride Off in Your New Vehicle

Once you have chosen the vehicle you want, get final approval for a buy-here-pay-here loan, and choose your individual payment plan, you are finally ready to ride off in your new vehicle!

Buy Your Next Vehicle at Joe’s

Contact us today by calling our East location at (317) 405-8545 or our South location at (317) 756-9180. Joe’s Auto Sales offers a wide selection of reliable used vehicles in Franklin, Greensburg, Shelbyville, Greenwood, and the greater Indianapolis community.