Author Archives: Drew Krier

What Is a Buy-Here, Pay-Here Auto Loan?

While you’ve probably heard about buy-here, pay-here auto loans, you may not know exactly how they work. Maybe you’re familiar with how they work, but you’re not sure if they’re a sound financial decision. Let the professionals at Joe’s Auto Sales help! We’ll explain what a buy-here, pay-here auto loan is, and how it can help you rebuild your credit.Car Dealer = Finance CompanyWhen you get a buy-here, pay-here loan, also known as a bad credit car loan, you are arranging an auto loan through the car dealership, which serves as the finance company. This is helpful because you don’t have to get a pre-approved loan from a separate finance company or bank. Financing isn’t guaranteed but typically, if you have an address and a steady income, you’ll most likely be approved.Quick and Easy ApprovalThe approval process at Joe’s is quick and easy. Other lenders in the Indianapolis area can … Continued

Used Van or SUV: How to Choose the Family Vehicle

As any van or SUV owner in the Indianapolis area would tell you, there are multiple benefits of owning and driving both. These two types of vehicles offer plenty of legroom as well as a good deal of storage space. Whether you’re hauling sports equipment, groceries, or family members, the team at Joe’s Auto Sales can help you find the vehicle that perfectly fits your family’s lifestyle.Benefits of a Used SUVSUVs, also known as sport-utility vehicles, are a more modern, sporty alternative to a minivan or passenger van. They are still a very popular choice among middle-class families, as well as single-person households. While there are similar advantages between owning a used SUV and a used minivan, SUVs tend to offer these remarkable upsides:Amazing horsepowerTowing and hauling capacityRoom for 7 passengers or moreStorage spaceGreat for off-road drivingEasy to handle in extreme weatherBenefits of a Used VanMinivans have always been a … Continued

4 Benefits of Choosing Joe’s Service Department

Are you looking for a trusted auto mechanic in the Indianapolis area? Look no further than the service department at Joe’s Auto Sales. Between our certified professional mechanics, our exceptional customer service, and our customer-only discounts and specials, we’ll get you and your vehicle back on the road in no time.1. Discounted ServicesDid you recently purchase a used van, used SUV, or used car from Joe’s? As one of our customers, you’ll receive specials and discounts on a number of our mechanical services. When you schedule an appointment with us, ask about our discounted service program. You may be surprised by how much you can save in car repairs and maintenance.2. Interest-Free Side LoansVan and car repairs seem to arrive at some of the most inconvenient times: Your car breaks down in December, right before the Christmas holiday. The family minivan needs major repairs a few days before your scheduled … Continued

4 Questions to Ask When Buying a Used Truck

If you’ve been searching for a used truck in the Indianapolis area, look no further than Joe’s Auto Sales. We offer a wide selection of used pickup trucks, both small and large. Before you purchase a used truck, ask yourself these questions to ensure you’re getting a truck that meets all of your transportation needs.1. What Size Truck Should I Purchase?When looking for a used truck, there are only two types of trucks to consider: small or full-sized. Smaller pickup trucks typically have a lower purchase price and lower insurance costs. Full-sized trucks, while usually more expensive, do offer several options including towing capabilities and more power.2. How Will I Use This Truck?If you simply need a vehicle for general transportation, a smaller pickup truck is perfect. If you enjoy exploring off-road or need to haul heavy trailers and RVs, a larger used truck may be to your benefit. A … Continued

The Pros and Cons of Buying a Used Car

When it’s time to consider the purchase of another vehicle, it may be difficult to decide between a brand new vehicle or a used one from a dependable dealership like Joe’s Auto Sales. We understand that making this type of decision is not always easy, so we have created a list of the pros and cons of buying a used vehicle. This may help you decide which type of purchase is best for you and your family.Pros of Buying a Used CarMore Affordable – Buying a used vehicle is much more affordable than purchasing a new one. A reliable dealership such as Joe’s can also help with financing for those who may have a history of poor credit.Less Depreciation – The moment you drive a new car off the sales lot it depreciates dramatically. Used cars do not lose their value nearly as quickly as new cars.Lower Insurance Costs – … Continued

Why Buy a Used Motorcycle from Joe’s Auto Sales?

You’ve decided to purchase a motorcycle. Maybe it’s to make the weekly commute a bit easier on the budget, or maybe it’s to enjoy some fun adventures on the weekend. Joe’s Auto Sales has two sales lots full of used vehicles, including motorcycles. Enjoy these amazing benefits when you purchase your next motorcycle from Joe’s.Inspected by In-House ProfessionalsBuying a used car can be a frustrating process, but it doesn’t have to be when you work with the team at Joe’s. With other used car dealerships, it’s hard to find out important information about the motorcycle you’d like to purchase, like if it’s been in any past accidents. It may look like it’s in great condition, but what if there’s an underlying issue that hasn’t yet been discovered? The mechanics at our in-house service center inspect each motorcycle in our inventory before we add it to our lot, ensuring it’s in … Continued

How Do I Buy and Maintain a Vehicle When I Have Bad Credit?

When you’ve had financial trouble that has led to poor credit history, purchasing a vehicle can seem almost impossible. At Joe’s Auto Sales, we’ve made it more than possible for thousands of people to own vehicles, even when poor credit has been an issue. Still not convinced? Read below to find out how we can make the dream of car ownership a reality for you.Bad Credit? No ProblemOur motto is “Everyone Rides at Joe’s!” We stand behind that statement by offering affordable and reliable vehicles for everyone, even those with a tainted credit history. In fact, we specialize in helping car owners rebuild their credit history through our convenient financing options.Flexible Payment PlansWith Joe’s flexible payment plans, you can select a payment option that fits your budget. Making regular payments that suit your lifestyle will help you get back in control of your finances. Choose from the following payment plans … Continued

3 Advantages of Owning a Used SUV

Are you considering the purchase of a used SUV for your next family vehicle? The team at Joe’s Auto Sales has been providing affordable and reliable used vehicles for customers in Indianapolis for over 20 years. If you’re thinking of buying a used SUV in the near future, we are happy to help you find the best one for you and your family. Owning one of these well-maintained vehicles offers several amazing benefits, including the three listed below.1. Seating CapacityAn SUV offers a generous amount of space when it comes to seating passengers comfortably. If you have a large family or if you carpool with coworkers, you won’t be squeezed together like a pack of sardines. You and your passengers will enjoy the extra wide seats, as well as the ample leg room available in these vehicles. Many SUVs also have an extra row of seats in the back that … Continued

Pick-Up Trucks: Should I Buy Used or New?

You’ve decided it’s time to buy a pick-up truck. Maybe you’ve owned one in the past and enjoy the added benefits that a roomy cargo bed can provide. Maybe you’ve never owned a truck and would like to discover the advantages a truck has to offer. Either way, you know you’re ready to take the next step and finally become a truck owner. The question remains: do you buy a used truck or a new truck? Joe’s Auto Sales knows there are advantages to both, but there may be more valuable benefits to purchasing a used truck over a new one.Lower Price TagWhen you buy any used vehicle, you will always pay less than if you were buying new. It’s not only the actual cost of the truck that’s less expensive. Add-ons, down payments, dealership fees, and annual vehicle registrations are just a few of the examples of the additional … Continued

3 Ways to Rebuild Your Credit with Joe’s Auto Sales

Purchasing a used vehicle can be seriously overwhelming when trying to do so with bad or no credit. A vehicle is a necessity. You need to get to work, run errands, drop your kids off at school, and several other tasks that require transportation. Located in Indianapolis, Joe’s Auto Sales specializes in processing loans for customers who currently struggle with poor financial credit. When you purchase a vehicle from us, not only will you receive a high-quality vehicle, you will also be on your way to rebuilding your credit and providing financial security for you and your family. 1. Quick and Easy Pre-Approval Our team can support you in rebuilding your credit by helping you apply for a buy-here-pay-here loan for your next used car or used truck. A type of loan like this will place you on a fast track towards strong financial credit. Our goal is to get … Continued