FInancing

4 Ways to Improve Your Credit Score

Improving your credit score is possible with both hard work and commitment. While it won’t happen overnight, using a strategic approach can consistently raise your credit score and improve your credit opportunities. The team at Joe’s Auto Sales recommends following these four steps to improve your overall credit score.1. Make Payments on TimeOne of the first steps you should take is to begin paying all of your credit and monthly bills on time. Payment history influences credit scores negatively with missed or late payments, or positively with consistent payments made on time. Try not to miss a payment by more than 29 days, as bills that are 30 days late may show up on your credit history.2. Get Current on Past-Due AccountsAnother way to improve your credit score is to work on bringing all your past-due accounts current. Not only can this boost your credit score, but it can keep … Continued

4 Items Lenders Consider When Approving Bad Credit Auto Loans

When applying for a loan at your local bank or financing company, it’s good to understand exactly what it is that lenders look for when approving auto loans. This is especially important for those who have bad credit. At Joe’s Auto Sales, we gladly work with individuals with not-so-stellar credit. In fact, it’s our specialty! Below is a list of four items that lenders consider when approving bad credit auto loans. 

5 Factors That Can Affect Bad Credit Auto Loans

If you’re trying to improve your credit rating, you may feel overwhelmed, frustrated, and even a bit exasperated with the whole process. At Joe’s Auto Sales, we help customers who have bad credit but also want to help them improve their credit scores. Keep reading to learn about five different factors that can negatively affect your credit.

Can I Buy a Used Truck with No Credit History?

Do you have a good job with a steady income? Are you looking for a reliable used truck you can purchase with a truck loan? Have you not yet had the opportunity to establish any credit, leaving yourself with no credit history? If you answered yes to these questions, then it still may be possible to purchase a used truck. Joe’s Auto Sales sells quality used trucks to individuals who have no credit or poor credit. By applying these best practices, you may be able to increase your chances of buying a used truck. 

The Advantages of Financing Your Motorcycle with Joe’s

If you’ve ever wondered if there’s an advantage to financing your vehicle through a dealership, we’re here to tell you, yes, there is. At Joe’s Auto Sales, when you finance a car, truck, SUV, van, or motorcycle through us, you will experience a simple, easy process, and build your credit at the same time. Keep reading to find out how you can finance your next purchase through Joe’s.

4 Steps to Quick and Easy Loan Approval at Joe’s

When it’s time to buy a new vehicle, it can be difficult if you have poor credit. Maybe your family is growing and you need more space in your vehicle. Perhaps your vehicle is costing more to repair than what it’s worth. Whatever your reason for needing a new vehicle, Joe’s Auto Sales will help you purchase a vehicle and rebuild your credit at the same time. Learn more about our four-step loan approval process below.

3 Reasons to Buy a Minivan with a Buy-Here, Pay-Here Loan

There are many advantages to buying a used minivan over any other type of vehicle. From having plenty of space for family members to needing a used van when you have bad credit, Joe’s Auto Sales is the place to go in the South Indianapolis area. When you need a minivan for the reasons listed below, look no further than Joe’s.

3 Options for Buying a Car When You Have Bad Credit

When you have bad credit, it can be very difficult to purchase a vehicle. You can pay cash for a car but you’ll end up spending years saving up enough money. You can also apply for a loan from your local bank or credit union, but the odds of being approved can be slim to none. A third option is to purchase a car from a buy-here, pay-here used car lot like Joe’s Auto Sales. Let’s explore these three options a bit more closely in the article below.

How Can Buying a Used Vehicle from Joe’s Build My Credit Score?

Buying a vehicle when you have bad credit or no credit can be frustrating. You may be embarrassed to walk into a used car lot because you don’t want to explain once again your poor credit history to the salesman. While this can be a challenging process, it can also be the next step to helping you rebuild your credit score. With a buy here pay here loan from Joe’s Auto Sales, you can be on your way toward a higher credit score in no time.

What to Look For in a Buy Here, Pay Here Auto Loan

A buy here, pay here auto loan is designed to help you improve or repair damaged credit. For this reason, there are specific items to look for in a bad credit auto dealership when applying for a buy here, pay here loan. You’ll want to find a dealership that’s willing to work with you and proactively helps improve your overall credit score. With Joe’s Auto Sales, you will find this and more. Keep reading to learn more about our effective auto financing program.