Bad Credit Auto Loans

4 Ways to Improve Your Credit Score

Improving your credit score is possible with both hard work and commitment. While it won’t happen overnight, using a strategic approach can consistently raise your credit score and improve your credit opportunities. The team at Joe’s Auto Sales recommends following these four steps to improve your overall credit score.1. Make Payments on TimeOne of the first steps you should take is to begin paying all of your credit and monthly bills on time. Payment history influences credit scores negatively with missed or late payments, or positively with consistent payments made on time. Try not to miss a payment by more than 29 days, as bills that are 30 days late may show up on your credit history.2. Get Current on Past-Due AccountsAnother way to improve your credit score is to work on bringing all your past-due accounts current. Not only can this boost your credit score, but it can keep … Continued

4 Items Lenders Consider When Approving Bad Credit Auto Loans

When applying for a loan at your local bank or financing company, it’s good to understand exactly what it is that lenders look for when approving auto loans. This is especially important for those who have bad credit. At Joe’s Auto Sales, we gladly work with individuals with not-so-stellar credit. In fact, it’s our specialty! Below is a list of four items that lenders consider when approving bad credit auto loans. 

5 Factors That Can Affect Bad Credit Auto Loans

If you’re trying to improve your credit rating, you may feel overwhelmed, frustrated, and even a bit exasperated with the whole process. At Joe’s Auto Sales, we help customers who have bad credit but also want to help them improve their credit scores. Keep reading to learn about five different factors that can negatively affect your credit.